Texas Instruments Calculator Benutzerhandbuch
34
Time-Value-of-Money and Amortization Worksheets
The total value of the machine is the present value of the residual value
plus the present value of the lease payments.
plus the present value of the lease payments.
Answer:
Peach Bright should pay your company $40,573.18 for the
machine.
Example: Computing Other Monthly Payments
If you finance the purchase of a new desk and chair for $525 at 20% APR
compounded monthly for two years, how much is the monthly payment?
compounded monthly for two years, how much is the monthly payment?
To
Press
Display
Set all variables to defaults.
& } !
RST
0.00
Set beginning-of-period
payments.
payments.
& ] & V
BGN
Return to standard-calculator
mode.
mode.
& U
0.00
Enter number of payments.
46
,
N=
46.00
Calculate and enter periodic
interest rate.
interest rate.
22
6
12
N -
I/Y=
1.83
Enter residual value of asset.
6500
S 0
FV=
-6,500.00
Compute residual present value.
% .
PV=
2,818.22
Enter lease payment amount.
1200
S /
PMT=
-1,200.00
Compute present value of lease
payments.
payments.
% .
PV=
40,573.18
To
Press
Display
Set all variables to defaults.
& } !
RST
0.00
Set payments per year to 12.
& [
12
!
P/Y=
12.00