Source Technologies ST9530 User Manual

Page of 70
Secure MICR Printer User’s Guide 
 
 
© Source Technologies 
September 2005 
7
 
 
All Rights Reserved 
so that if the MICR data account number is destroyed, the drawee institution can 
refer to the account title in order to trace the account number. 
 
Memo Line 
This line is located in the lower left quadrant of the check, and is not required.  Data 
printed here does not contain any legal significance.  Printing in this area with 
magnetic toner should not extend downward into the MICR clear band which is 5/8
th
 
of an inch above the bottom of the check. 
 
Check Serial Number 
The check serial number is generally printed in the upper right quadrant of the 
check.  Although the check number is not required for the check to be negotiable, 
the account holder and financial institution use these numbers to reconcile 
statements and stop payments.  The check serial number should also appear a 
second time in the MICR line, and these numbers should match. The number of 
digits in the check serial number is controlled by the financial institution and the 
MICR line format. Consult your banking institution for their requirements. 
 
Fractional Routing Number 
The fractional routing number should be printed in a fractional format in the upper 
right quadrant of the check.  This number is assigned to identify the Federal Reserve 
District and drawee institution. Consult with your bank for the proper routing number 
and format for each of your accounts. 
 
MICR Line 
Accurate high-speed processing of your checks by financial institutions is enabled by 
the accuracy and integrity of the data in the MICR line.  Refer to figure 3.1 for the 
location of the following MICR line fields.  The MICR line is read from right to left with 
position one being the right most position proceeding to position sixty-five on the left.  
The MICR line must be printed at exactly eight characters per inch. 
 
Auxiliary On-Us Field  Positions 65 to 45
 
This field usually contains the check serial number for commercial size checks 
and possibly account control information.  It is bounded by On-Us symbols. (;). It 
is not included on personal, small size checks. 
 
External Processing Code (EPC) Field 
Position 44
 
This one digit field is position 44 of the MICR line.  This field is usually left blank. 
The use of this field is controlled by the ASC X9B Standards Committee. 
 
Routing Field 
Positions 43 to 33
 
The routing field is bounded by Transit Symbols (:) in positions 43 and 33. It 
contains fixed format information about the drawee institution.  Consult with your 
bank for the specific data field to be placed here for each of your accounts.