Manuali utente per HP (Hewlett-Packard) 10BII

Sommario

• Cover

  1
• Notice

  2
• Weclome to the HP 10BII

  3
• Features

  4
• Table of Contents

  5
• At a Glance

  11
  • Basics

    11
  • Percentages

    12
  • Memory Keys

    13
  • Time Value Money (TVM)

    14
  • TVM What If

    15
  • Amortization

    16
  • Interest Rate Conversion

    17
  • IRR/YR and NPV

    18
  • Statistics

    19
  • Keyboard Map

    21
• Chapter 1 - Getting Started

  23
  • Power On and Off

    23
  • Adjusting the Display Contrast

    23
  • Simple Arithmetic Calculations

    23
  • Understanding the Display and Keyboard

    25
    • Clearing the Calculator

      25
    • Clearing Memory

      25
    • Annunciators

      26
    • Shift Key

      27
    • Statistics Key

      27
    • Input Key

      28
    • Swap Key

      28
  • Math Functions

    28
  • Display Format of Numbers

    29
    • Specifying Displayed Decimal Places

      30
    • Scientific Notation

      30
    • Displaying the Full Precision of Numbers

      31
    • Interchanging the Period and Comma

      31
    • Rounding Numbers

      32
  • Messages

    32
• Chapter 2 - Business Percentages

  33
  • Percent Key

    33
    • Finding a Percent

      33
    • Adding or Subtracting a Percent

      34
    • Percent Change

      34
  • Margin and Markup Calculations

    35
    • Margin Calculations

      35
    • Markup on Cost and Calculations

      35
    • Using Margin and Markup Together

      36
• Chapter 3 - Number Storage and Arithmetic

  37
  • Using Stored Numbers in Calculation

    37
    • Using Constants

      37
    • Using the M Register

      39
    • Using Numbered Registers

      40
    • Doing Arithemetic Inside Registers

      41
  • Doing Arithmetic

    42
  • Power Operator

    43
  • Using Parentheses in Calculations

    43
• Chapter 4 - Picturing Financial Problems

  45
  • How to approach a Financial Problem

    45
  • Signs of Cash Flows

    46
  • Periods and Cash Flows

    47
  • Simple and Compound Interest

    47
    • Simple Interest

      47
    • Compound Interest

      48
  • Interest Rates

    49
  • Two Types of Financial Problems

    49
    • Recognizing a TVM Problem

      49
    • Recognizing a Cash Flow Problem

      51
• Chapter 5 - Time Value of Money Calculations

  53
  • Using the TVM Application

    53
  • Clearing TVM

    54
  • Begin and End Modes

    55
  • Loan Calculations

    55
  • Savings Calculations

    60
  • Lease Calculations

    63
  • Amortization

    67
  • Interest Rate Conversions

    72
    • Investments With Different Compounding Periods

      72
    • Compounding and Payment Periods Differ

      73
• Chapter 6 - Cash Flow Calculations

  75
  • How to Use the Cash Flow Application

    75
  • NPV and IRR/YR: Discontinuing Cash Flows

    77
  • Organizing Cash Flows

    77
  • Entering Cash Flows

    78
  • Viewing and Replacing Cash Flows

    79
  • Calculating Net Present Value

    80
  • Calculating Internal Rate of Return

    83
  • Automatic Storage of IRR/YR and NPV

    84
• Chapter 7 - Statistical Calculations

  85
  • Clearing Statistical Data

    85
  • Entering Statistical Data

    86
    • One Variable Statistics

      86
    • Two Variable Statistics and Weighted Mean

      86
  • Correcting Statistical Data

    87
    • Correcting One Variable Data

      87
    • Correcting Two Variable Data

      87
  • Summary of Statistical Calculations

    87
  • Mean, Standard Deviations, and Summation Statistics

    88
  • Linear Regression and Estimation

    90
  • Weighted Mean

    93
• Chapter 8 - Additional Examples

  95
  • Busines Applications

    95
    • Settings a Sales Price

      95
    • Forecast Based on History

      96
    • Cost of Not Taking a Cash Discount

      97
  • Loans and Mortgages

    98
    • Simple Annual Interest

      98
    • Continuous Compounding

      98
    • Yield of a Discounted (or Premium) Mortgage

      99
    • Annual Percentage Rate for a Loan With Fees

      101
    • Loan With a Partial (Odd) First Period

      103
    • Automobile Loan

      104
    • Canadian Mortgages

      105
    • What if ... TVM Calculations

      106
  • Savings

    108
    • Saving for College Costs

      108
    • Gains That Go Untaxed Until Withdrawl

      110
    • Value of a Taxable Retirement Account

      112
  • Cash Flow Examples

    113
    • Wrap-Around Mortgages

      113
    • Net Future Value

      115
• Appendix A - Assistance, Batteries, and Service

  117
  • Answers to Common Questions

    117
  • Environmental Limits

    118
  • Power and Batteries

    119
    • Low Power Annunciator

      119
    • Battery Specifications

      119
    • Installing Batteries

      119
  • Determining if the Calculator Requires Service

    121
    • The calculator won't turn on

      121
    • The calculator doesn't respond to keystokes

      121
    • The calculator responds but is not functioning correctly

      122
  • Limited One-Year Warranty

    122
    • What is Covered

      122
    • What is Not Covered

      122
    • Consumer Transactions in the United Kingdom

      123
  • If the Calculator Requires Service

    123
    • Obtaining Service

      123
    • Service Charge

      124
    • Shipping Instructions

      124
    • Warranty on Service

      124
    • Service Agreements

      125
  • Regulatory Information

    125
    • U.S.A.

      125
    • Canada

      125
    • Japan

      126
    • Netherlands

      126
  • End-user terms and conditions

    126
• Appendix B - More About Calculations

  129
  • IRR/YR Calculations

    129
    • Possible Outcomes of Calculating IRR/YR

      129
    • Halting and Restarting IRR/YR

      130
    • Entering a Guess for IRR/YR

      130
  • Effect of Using Sigma minus to Correct Data

    131
  • Range of Numbers

    131
  • Equations

    132
    • Margin and Markup Calculations

      132
    • Time Value of Money (TVM)

      132
    • Amortization

      132
    • Interest Rate Conversions

      133
    • Cash-Flow Calculations

      134
    • Statistics

      135
• Appendix C - Messages

  137
• Index

  139
• Quick Reference Guide

  144