HP (Hewlett-Packard) 12C ユーザーズマニュアル

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Section 3: Basic Financial Functions 
47 
 
File name: hp 12c pt_user's guide_English_HDPMF123E27  Page: 47 of 275   
Printed Date: 2005/8/1   
Dimension: 14.8 cm x 21 cm 
 
The BEGIN status indicator is lit when the payment mode is set to Begin. If BEGIN 
is not lit, the payment mode is set to End.   
The payment mode remains set to what you last specified until you change it; it is 
not reset each time the calculator is turned on. However, if Continuous Memory is 
reset, the payment mode will be set to End. 
Generalized Cash Flow Diagrams 
Examples of various kinds of financial calculations, together with the applicable 
cash flow diagrams, appear under Compound Interest Calculations later in this 
section. If your particular problem does not match any of those shown, you can 
solve it nevertheless by first drawing a cash flow diagram, then keying the 
quantities identified in the diagram into the corresponding registers. Remember 
always to observe the sign convention when keying in PV
PMT, and FV
The terminology used for describing financial problems varies among the different 
segments of the business and financial communities. Nevertheless, most problems 
involving compound interest can be solved by drawing a cash flow diagram in 
one of the following basic forms. Listed below each form are some of the problems 
to which that diagram applies.