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Using Commercial Card Processing 
 
 
PCCharge has the ability to process transactions involving commercial cards. Commercial 
cards are processed in almost the same way as normal credit cards. Using PCCharge and 
a processing company that is certified for commercial card processing with PCCharge, the 
user can specify that a portion of the total amount be recorded as the tax amount. The user 
can also include a customer code with the transaction information sent to the credit card 
processing company. 
 
Note:  The tax amount you enter will not be added to the transaction amount you enter. 
Rather, the tax amount specified is merely recorded as being that part of the total amount. 
 
Example: You enter an Amount $: of 1.00 and a Tax $: of .05. Only $1.00 is charged to 
that card. The $.05 is merely recorded as being the tax portion of the total amount. 
 
To check to make sure that your credit card processing company can process commercial 
cards, access that company's Extended Data Fields (consult your on-disk Appendices). 
 
PCCharge automatically recognizes commercial cards, so no special steps need to be 
taken to process commercial cards except for inputting the customer code and tax amount 
at the time of the sale. 
 
PCCharge recognizes commercial cards by checking the credit card number entered 
against the commercial card BIN ranges programmed into the software. Previous versions 
of PCCharge allowed users to edit the BIN ranges as needed, but we have since decided 
to "hard code" the latest BIN tables into PCCharge. This will help prevent outdated BIN 
ranges from interfering with your efforts to process commercial cards. 
 
 
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