補足マニュアル目次Mortgage Payment—Principal and Interest3Calculating Unpaid Balance on an Existing Mortgage4Paying Off a Loan Early by Making Larger Payments5Calculating a Balloon Payment to Retire a Mortgage6Calculating Monthly Payment for a Mortgage with a Balloon Payment7Time Required to Reduce a Loan to a Specific Amount8PITI—Principal, Interest, Tax, and Insurance Based on Annual Tax and Insurance Amounts9PITI—Principal, Interest, Tax, and Insurance Based on Tax and Insurance Percents10Bi-Weekly Mortgage Payments11Adjustable Rate Mortgage12Adjustable Rate Mortgage vs. Fixed-Rate Mortgage13Adjustable Rate Mortgage vs. Fixed-Rate Mortgage (Continued)14Payment and Remaining Balance on a Canadian Mortgage15Amortization Schedule16Amortization for a Specific Range of Payments17Finding Qualifying Loan Amount Based on Tax, Insurance, and Down Payment Percents18Finding Qualifying Loan Amount Based on Tax and Insurance Percents and Down Payment Amount19Finding Qualifying Loan Amount Based on Tax and Insurance Amounts and Down Payment Percent20Finding Qualifying Loan Amount Based on Tax, Insurance, and Down Payment Amounts21Finding Qualifying Income Based on Tax, Insurance, and Down Payment Percents22Finding Qualifying Income Based on Tax and Insurance Percents and Down Payment Amount23Finding Qualifying Income Based on Tax and Insurance Amounts and Down Payment Percent24Finding Qualifying Income Based on Tax, Insurance, and Down Payment Amounts25Finding Maximum Allowable Debt26Net Cost of Housing Based on Tax and Insurance Percents27Savings Account with One Deposit28Savings Account with Regular Deposits29Appreciation30Total Percent Change/Appreciation Rate30Per-Period Percent Change/Appreciation Rate30Estimate of Appreciated Value30Interest Conversion31From Effective to Nominal31From Nominal to Effective31Annual Percentage Rate Considering Points and Fees32Monthly Payment and APR of a Refinanced Loan33Finding the Purchase Price of a Note to Meet a Required Yield34Yield of a Discounted Mortgage35サイズ: 134KBページ数: 35Language: Englishマニュアルを開く
ユーザーガイド目次Getting Started5FInding the Monthly Payment on a Loan6Calculating Total Payment (PITI)7Amortization for the First Year8Finding a Pay-off Balance9Changing the Conditions of the Loan10Estimating Appreciation11Qualifying a Buyer for a Loan12Going Further14The Time-Value-of-Money (TVM) Model16Changing TVM Settings17Setting Default Rates for Your Area18Calculating Down Payments19Computing a Monthly Mortgage Payment20Finding the Unpaid Balance on a Mortgage22Paying Off a Loan with Larger Payments24Calculating a Balloon Payment26Finding the Payment for a Mortgage with a Balloon28Total Payment Including Taxes and Insurance (PITI)29Computing Total Payment (PITI)30Adjustable-Rate Mortgage (ARM)32Finding Periodic Payments for an ARM33Comparing an ARM to a Fixed-Rate Mortgage36Bi-Weekly Mortgage Payments40Calculating a Mortgage with Bi-Weekly Payments42Finding the Balance on a Canadian Loan44Amortization (AMORT)46Finding the Principal and Interest Paid47Buyer Qualification: Maximum Loan Amount52Buyer Qualification: Minimum Income Required53Finding the Qualifying Loan Amount54Finding the Minimum Income Required56Finding the Maximum Allowable Debt58Finding the Net Cost of Housing60Finding the Future Value of a Lump Sum64Saving for the Future with Regular Deposits66Percent Change and Appreciation Model69Calculating Percent Change and Appreciation70Interest Conversion Model72Annual Percentage Rate (APR)74Finding the APR of a Refinanced Loan76Pricing a Note to Meet a Required Yield78Calculating the Yield of a Discounted Mortgage80Finding the Net Selling Price after Commission82Effects of Turning the Calculator On and Off84The Display and Indicators85Setting the Fixed-Decimal Format86Entering Numbers and Clearing the Calculator87Calculations88Basic Arithmetic89Percent Calculations90Rounding Results91Using Memory92Battery Information93Support and Service Information94Warranty Information95The Time-Value-of-Money (TVM) Model16Changing TVM Settings17Setting Default Rates for Your Area18Calculating Down Payments19Computing a Monthly Mortgage Payment20Finding the Unpaid Balance on a Mortgage22Paying Off a Loan with Larger Payments24Calculating a Balloon Payment26Finding the Payment for a Mortgage with a Balloon28Total Payment Including Taxes and Insurance (PITI)29Computing Total Payment (PITI)30Adjustable-Rate Mortgage (ARM)32Finding Periodic Payments for an ARM33Comparing an ARM to a Fixed-Rate Mortgage36Bi-Weekly Mortgage Payments40Calculating a Mortgage with Bi-Weekly Payments42Finding the Balance on a Canadian Loan44Amortization (AMORT)46Finding the Principal and Interest Paid47Buyer Qualification: Maximum Loan Amount52Buyer Qualification: Minimum Income Required53Finding the Qualifying Loan Amount54Finding the Minimum Income Required56Finding the Maximum Allowable Debt58Finding the Net Cost of Housing60Finding the Future Value of a Lump Sum64Saving for the Future with Regular Deposits66Percent Change and Appreciation Model69Calculating Percent Change and Appreciation70Interest Conversion Model72Annual Percentage Rate (APR)74Finding the APR of a Refinanced Loan76Pricing a Note to Meet a Required Yield78Calculating the Yield of a Discounted Mortgage80Finding the Net Selling Price after Commission82Effects of Turning the Calculator On and Off84The Display and Indicators85Setting the Fixed-Decimal Format86Entering Numbers and Clearing the Calculator87Calculations88Basic Arithmetic89Percent Calculations90Rounding Results91Using Memory92Battery Information93Support and Service Information94Warranty Information95サイズ: 475KBページ数: 96Language: Englishマニュアルを開く