MetLife Ventilation Hood Aug-07 User Manual
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Immigrants and Non-Immigrants Residing
in the U.S.
in the U.S.
We Will Consider
•
Permanent Residents as evidenced by “green card,”
“white card,” I-155 or I-551 identification. (For Visa
type EB-5-”Immigrant Investors creating employment.”
The client must own a business that has been viable
for at least two years.)
“white card,” I-155 or I-551 identification. (For Visa
type EB-5-”Immigrant Investors creating employment.”
The client must own a business that has been viable
for at least two years.)
•
Individuals who have had their permanent visa
petition approved and the only outstanding item is the
actual visa number.
petition approved and the only outstanding item is the
actual visa number.
To verify the application status we will
need the 13-digit visa application number.
The number may include letters or symbols,
but should not have dashes or spaces.
need the 13-digit visa application number.
The number may include letters or symbols,
but should not have dashes or spaces.
•
Individuals who have been granted Asylum.
•
Temporary Residents who intend to remain in the U.S.
and have Visas that are more easily changed to a long
term or permanent status.
and have Visas that are more easily changed to a long
term or permanent status.
F-1,2 Academic Students and family members
M-1,2 Vocational student and family
N-8,9 Parent or child of Special Immigrant
V-1,2 Spouse or child of Permanent Resident
M-1,2 Vocational student and family
N-8,9 Parent or child of Special Immigrant
V-1,2 Spouse or child of Permanent Resident
Others may be considered on an individual case basis.
Proposed insureds residing in the U.S. 1 year or more
with the intent and ability to lawfully remain in the
U.S. for at least 5 years may be considered for all
plans and riders subject to our normal underwriting
guidelines. Restrictions and/or additional underwrit-
ing requirements may be required to consider pro-
posed insureds who have been residing in the U.S. for
a shorter duration.
with the intent and ability to lawfully remain in the
U.S. for at least 5 years may be considered for all
plans and riders subject to our normal underwriting
guidelines. Restrictions and/or additional underwrit-
ing requirements may be required to consider pro-
posed insureds who have been residing in the U.S. for
a shorter duration.
In most situations, if the Visa/ID type, number and
expiration date are provided and are consistent with
other information in the application, additional doc-
umentation may not be necessary.
expiration date are provided and are consistent with
other information in the application, additional doc-
umentation may not be necessary.
When additional documentation is necessary,
depending on the immigration status indicated, any
depending on the immigration status indicated, any
or all of the following might be requested as evidence
of the visa and status:
of the visa and status:
• A copy of the passport with the visa stamp and
the Arrival and Departure Record (I-94)
• The permanent resident ID card
• Correspondence from the USCIS approving the
petition for a permanent visa
• A valid Employee Authorization Document
(EAD) card. (EAD cards are not proof of the
individual’s ability to remain in the U.S., but are
recommended by the USCIS for use as a
government-issued photo ID.)
individual’s ability to remain in the U.S., but are
recommended by the USCIS for use as a
government-issued photo ID.)
Illegal aliens will not be considered for any amount
of insurance regardless of the length of residency.
of insurance regardless of the length of residency.
Foreign Travel by U.S. Permanent Residents
(Citizens and Non-U.S. Citizens with
Permanent Visa ID Residing in the U.S.)
(Citizens and Non-U.S. Citizens with
Permanent Visa ID Residing in the U.S.)
Under the guidelines, your clients will be able to
spend anywhere from 2 to 12 weeks within a 12-
month period in 155 countries without an extra
charge for the travel risk. Foreign countries are placed
into six categories from low risk (A) to high risk (D).
spend anywhere from 2 to 12 weeks within a 12-
month period in 155 countries without an extra
charge for the travel risk. Foreign countries are placed
into six categories from low risk (A) to high risk (D).
Foreign Travel Highlights
• Capacity and autobind limits-up to $50 million for
“A” list countries; reduced limits apply for “B” and
“C” countries
“C” countries
• Available for all products, including term
• For 2007, more countries added to the “A”, “B” and
“C” lists of countries
When writing the life application, list all the foreign
cities and countries your clients have visited in the
past 24 months and the cities and countries they
plan to visit in the next 24 months. Because of our
auto-bind Foreign Travel agreements with our
cities and countries your clients have visited in the
past 24 months and the cities and countries they
plan to visit in the next 24 months. Because of our
auto-bind Foreign Travel agreements with our