MetLife Ventilation Hood Aug-07 User Manual

Page of 15
13
12
Financial Underwriting Requirements
The Personal Financial Statement should be 
completed for risk amounts of $1,000,000 and over.
The Business Supplement should be completed for
all business insurance applications.
PERSONAL INSURANCE AMOUNT LIMITS
Income Replacement Sales
Current income multiplication factors for determining the 
maximum amounts of insurance in force and applied for 
in all companies.
Age
Times Income
Up to 30
30
31–40
25
41–50
20
51–55
15
56–65
10
66–70
7
Over 70
5
Estate Conservation Sales
The future value of the proposed insured’s estate should 
generally be projected at a rate of 7% for the maximum 
number of years as shown below.
Age
Years
Up to 40
15
41– 60
12
61–75
7
76+
Individual Consideration
These guidelines are intended to provide a general
formula to calculate suggested maximum amounts of
life insurance that should meet the financial needs of
your clients. Additional information/explanation will
be needed when projections exceed those listed above.
UNISEX HEIGHT AND WEIGHT LIMIT TABLE
Standard, Table B and Table C
The weights shown represent the maximum allowable weight.
(males and females).
UNISEX
STANDARD
TABLE B
TABLE C
Age Age 16
Age 16
Age 16
15
& Over
& Over
& Over
4' 8"
144
188
199
210
4' 9"
150
192
203
214
4' 10"
155
196
207
218
4' 11"
161
200
211
221
5' 0"
166
204
215
226
5' 1"
172
209
220
230
5' 2"
177
213
224
234
5' 3"
183
218
229
240
5' 4"
188
224
235
246
5' 5"
194
230
243
252
5' 6"
199
236
247
258
5' 7"
205
242
253
265
5' 8"
210
249
261
273
5' 9"
216
256
269
281
5' 10"
221
263
276
288
5' 11"
227
270
283
296
6' 0"
232
278
291
304
6' 1"
238
286
299
312
6' 2"
244
294
307
320
6' 3"
250
302
315
328
6' 4"
255
310
323
336
6' 5"
260
318
331
344
6' 6"
265
325
339
352
6' 7"
*
333
347
360
6' 8"
*
341
355
368
6' 9"
*
349
363
376
6' 10"
*
357
371
384
6' 11"
*
369
384
389
Individual consideration will be given for heights above or below those listed
in chart, for weights indicated by an asterisk and for Table B or C at 
or below age 15.